Tag Archives: debt

219 Days ’til 40: Credit Craze???

When I was on the East Coast last spring I kept seeing signs similar to the one above – announcing “Guaranteed Credit Approval.”  Hmmmm, I wonder what sort of percentage they charge for guaranteed credit?  I saw these signs on everything from department stores to automobile lots to trailer parks.  Why, oh why is credit everywhere and why is it so easy to get? Read the rest of this entry »


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285 Days ’til 40: Gift Giving Insanity

Gift-giving is an issue that I have personally wrestled with since childhood… Even at an early age I had the tendency to look at gift giving with a highly critical eye. Perhaps it was something about the way in which my family participated in this pressured ritual, or perhaps my opinions were something developed without link to my own familial traditions.

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309 Days ’til 40: Curbing Consumer Cravings

I suppose this post, in all honestly, is a direct link to my previous post: 330 Days ’til 40:  Wants Versus NEEDS.  My family and I were recently in New York.  The stimulation in Times Square, particularly for my two elementary age daughters, was almost too much to handle.  I must admit the advertisers do an absolutely FANTASTIC job of assisting my children (and MANY adult and child Americans) at confusing wants and needs.  Indeed, it is their charge to try to convince Americans that we NEED to purchase a variety of products that we in no way actually NEED in order to survive, or even thrive in this world. Read the rest of this entry »


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330 Days ’til 40: Wants Versus NEEDS

Can anything be so elegant as to have few wants, and to serve them one’s self?

~ Ralph Waldo Emerson

Earth provides enough to satisfy every man’s need, but not every man’s greed.

~ Mahatma Gandhi Read the rest of this entry »


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359 Days ’til 40: Is College Debt Worth It?

In my educational circles the past few months I have been pondering the realities of the crisis that has become higher education.  More and more students are vying for less spots per capita (with more students wanting to go to school there are less spots available per student).  The value of a college education is dropping rapidly as Read the rest of this entry »


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